Does anybody go into a bank anymore? - Are bank tellers the next extinction?

[OAS]

I think you'll always have to talk to someone to open the account in the first place though.

That's the challenge. However I believe banks like Citibank have spun off banks like Wingspan that are trying to pioneer full internet banking. Congress has to tighten up some laws that will eventually make it safe to open an account online. You can do it with online trading, banks are next.