04-26-2002, 01:22 AM
The credit card game is a rotten trap. It's so easy, when you first get them, to just charge, charge, charge it. Then before you know it your up to your ears in debt and making the minimum payment every month gets you nowhere. The credit card companies actually look forward to this happening. It guarantees them a steady income every month plus tons of added interest. That's how they make thier money.
I am not saying having a credit card is a bad thing, because if you have a true emergency they come in very handy. The trick is to use them wisely.
Nowadays, just the thought of going out or going shopping with only my credit card to rely on makes my stomach turn. If I don't have the cash to purchase something, I don't need it.
I am not saying having a credit card is a bad thing, because if you have a true emergency they come in very handy. The trick is to use them wisely.
Nowadays, just the thought of going out or going shopping with only my credit card to rely on makes my stomach turn. If I don't have the cash to purchase something, I don't need it.