03-03-2005, 06:55 PM
In theory it sounds great, except that when people are facing serious illness, they do not consider nickle and diming their life, and really shouldn't.
HMO's were supposed to bargain collectively to the benefit of the consumer, and in the end worked it out so only the HMO's profit from it. I think that these accounts will only work as yet another tax shelter for those with expendable income to keep getting richer from. Meanwhile, the other 80% of America that simply makes it from paycheck to paycheck will get fucked if companies start to veer in this direction.
I'm only working from your description of the plan, as I basically have read nothing on it. I'm a lot more skeptical than you are.
HMO's were supposed to bargain collectively to the benefit of the consumer, and in the end worked it out so only the HMO's profit from it. I think that these accounts will only work as yet another tax shelter for those with expendable income to keep getting richer from. Meanwhile, the other 80% of America that simply makes it from paycheck to paycheck will get fucked if companies start to veer in this direction.
I'm only working from your description of the plan, as I basically have read nothing on it. I'm a lot more skeptical than you are.
<center> ![[Image: cdih3.jpg]](http://www.photobucket.com/albums/1003/silera/cdih3.jpg)
...like that cut on the roof of your mouth
that would go away if you'd stop tonguing it,
but you can't.</center>
![[Image: cdih3.jpg]](http://www.photobucket.com/albums/1003/silera/cdih3.jpg)
...like that cut on the roof of your mouth
that would go away if you'd stop tonguing it,
but you can't.</center>