03-03-2005, 09:02 PM
Quote:If a doctor states that certain tests need to be performed, unless you feel like playing with your life, I don't see many people having the balls to say, nah, I don't think so doc, you're just trying to get more money out of me.
The irony of that statement is that the courts don’t agree with you. If you have a standard health plan, the typical 80/20 plan, and your insurer will only pay “reasonable and customary” charges, you are liable for the difference in the eyes of the courts. Courts have ruled that the patient is responsible for making sure that a hospital or doctors charges are reasonable and customary for similar services of other providers in the area. It is your responsibility to know charges in advance and you can request to move to another facility if your insurer will not pay that fee.
So the next time you're in the emergency room and the nurse is putting the paddles on you and yelling “clear!”, make sure that you ask them if their charge to revive you is “reasonable and customary”. If not, please ask them to transfer you to a facility that charges less or find out if they are willing to meet or beat their competitors price. Otherwise you must pay the difference.
Quote:telling my OB GYN that I don't feel like paying her $250 to finger me
I don't know, that seems like a fair price to me.
Edited By OAS on 1109884101
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