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I just refinanced :thumbs-up:
<center>Special thanks to a certain file server for obliterating my pics......assholes!</center>
<center>What the fuck are YOU looking at?</center>
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Nah....I stayed with the bank I used when I bought the house. I figured the closing costs using Ditech would have been over $10K. If you change banks, they hit you with this mortgage transfer tax on the entire mortgage amt :-o
<center>Special thanks to a certain file server for obliterating my pics......assholes!</center>
<center>What the fuck are YOU looking at?</center>
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Quote:If you change banks, they hit you with this mortgage transfer tax on the entire mortgage amt
Fucking scumbags
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Hell yeah. That tax is like 0.75% of the total mortgage, then on top of that, they make you set up a new escrow account, which more or less means you're putting up a full year's worth of property taxes. That's why the costs go up so quickly. Then there are points, attorney's fees (fucking scumbag attorneys.....hiya BM :lookatme

title search.....bah, its all bullshit!
*edit - Luna, make sure you read EVERYTHING carefully before you sign. They'll tell you that you have 3 days to cancel the re-fi, but they push you through on signing the papers. I pissed the attorney off by reading everything....too fucking bad :twak:
Edited By Metalfan on 1034951139
<center>Special thanks to a certain file server for obliterating my pics......assholes!</center>
<center>What the fuck are YOU looking at?</center>
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Shit.....after putting in a pool and adding a guest house my property taxes have skyrocketed! UGH! :angry:
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Quote:Hey, I smoke fuckin Kools and I don't have one ounce of rhythm.
That like growing up in phily and being a cowboys fan is the result of bad parenting. :-D
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can i hang out with you guys?
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You Gotta Rub Me The Right Way
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:lookatme: hi maymay :loveya:
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You Gotta Rub Me The Right Way
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I'm poor. This is the poor man's cell. If you have more than $1000 in the bank, then you can't post here.
Gdday!
Hi Amy! :loveya:
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i want something good to die for, to make it beatiful to live</center>
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:firebounce: maymay loves me agaiN!!! :firebounce:
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![[Image: CDIHC.jpg]](http://wnewsgirl.homestead.com/files/CDIHC.jpg)
You Gotta Rub Me The Right Way
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My love for you never faded.....it was just lying dormant.
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i want something good to die for, to make it beatiful to live</center>
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makes me so happy :banana:
<center>Angel On The Outside
Naughty On The Inside
![[Image: CDIHC.jpg]](http://wnewsgirl.homestead.com/files/CDIHC.jpg)
You Gotta Rub Me The Right Way