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I have to fill out my 401K Salary deferment form for work. I guess it would be a good idea to start this. But anyway, I am clueless and I have no idea what the best way would be to invest. Below are the various funds they have that I have to divide my salary defer to by percentage.
What percentages should I put next to these? Should all get a piece? One? A few? I don't much expect to be around to collect any of this shit but you never know.
Scwab Retirement Money Market (Money Market) SWRXX
Montgomery Tot Ret Bd R (Inter-term Bond) MNTRX
Vanguard Long-Tm Corp Bd (Long-term Bond) VLT2Z
Vanguard Wellington Adm (Domestic Hybrid) VWFDZ
Parnassus Inc. Equity Inc (Large Value) PRBLX
Vanguard Windsor II Adm (Large Value) VWDDZ
Vanguard 500 Idx Adm (Large Blend) VFIDZ
Jensen (Large Growth) JENSX
Vanguard Gr Idx (Large Growth) VIG2Z
Janus Mid Cap Value (Mid-Cap Value) JMCVX
Ariel (Small Value) ARGFX
Royce Low-Priced Stock (Small Blend) RYL1Z
Vanguard SmCp Idx Adm (Small Blend) VSMDZ
Bjuman, Barry MicroCp Gr (Small Groth) BMCFX
Julius Baer Intl Eqty A (Foreign Stock BJBIX
Excelsior Energy & Nat Resources (Spec-Nat Res) UMESX
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Ariel, I loved the little mermaid.
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or should i bet everything on black?
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Print out all names, tape to cork board, throw dart. Winner.
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The spooks come out at night.
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I don't think he's so gay that he'd have a board on his wall, that'd be gay.
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Improvise, adapt and overcome or just make your last shot a hot one.
The spooks come out at night.
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you would tell me to buy 15000 cans of baked beans and dig a ditch to ready the bomb shelter.
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No, I'd tell you to buy some firearms and as much ammo you could stand, then get the food.
The one with the golden gun makes the rules.
The spooks come out at night.
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i think this one is right up your alley
Vanguard 2006 Fall From Grace (H Blend) VDIGSUCKS
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What kind of junkie plans for the future?
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spend it all on lotto, i'm telling you
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VFIDZ
I love him. He's like those happy old people who become known for sitting by the side of a busy street and waving to passing cars. People drive by regularly and beep just to see him and get him to wave to them.
That's just like our Arpi... except he doesn't wave or anything. He just says mean things to you.
GonzoStyle Wrote:I pledge my undying love for Arpi, any retraction of this undying love is to be ignored.
Nominated for," 2005 poster of the year", by 4 out of 6 mods!
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So I put 40% on both of these:
Vanguard Windsor II Adm (Large Value) VWDDZ
Vanguard 500 Idx Adm (Large Blend) VFIDZ
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Good, you listened to the Jew. Just remember to thank him in thirty years.
The spooks come out at night.
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the 500 index will do you right if you leave it alone for 20 years
I love him. He's like those happy old people who become known for sitting by the side of a busy street and waving to passing cars. People drive by regularly and beep just to see him and get him to wave to them.
That's just like our Arpi... except he doesn't wave or anything. He just says mean things to you.
GonzoStyle Wrote:I pledge my undying love for Arpi, any retraction of this undying love is to be ignored.
Nominated for," 2005 poster of the year", by 4 out of 6 mods!
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he has as much a chance of making it 20 more years as gonzos heart can take another 20 pounds.
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What are you going to do with the other 20%?
What you should do it put it in the money market.
What am I doing here?
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i hate you
I love him. He's like those happy old people who become known for sitting by the side of a busy street and waving to passing cars. People drive by regularly and beep just to see him and get him to wave to them.
That's just like our Arpi... except he doesn't wave or anything. He just says mean things to you.
GonzoStyle Wrote:I pledge my undying love for Arpi, any retraction of this undying love is to be ignored.
Nominated for," 2005 poster of the year", by 4 out of 6 mods!
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you should take that hate and what you should it put it... oh fuck it, you can't even pretend to be that dumb.
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Arpi steered you in the right way. After three years on Wall Street, I learned that it was all a sham and only idiots waste money on managed investments.
Put your money in an index fund and just sit on it for decades.
Also, at a minimum withold up to your employer's match, but realistially, you should withold the maximum allowed in your 401(k)
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