02-18-2004, 11:26 PM
Galt Wrote:I'm sure there is. My initial point was that it's not like this would hurt the insurance companies in any significant way. I still stand by this.1. a small fraction that has recently run up large medical bills
1. It's a very small fraction of a small fraction of the population
2. Its' a faction of the population that has a very good credit history and therefore should result in less defaults
3. The initial contention that insurance companies are hurt by marriage because the married premium is lower than the combined premiums for individual policies is debatable
2.credit history means nothing if one spouses job is providing the insurance for both and therefore require no or minimal payments from the receivers.
3. if a company is paying the premiums and the spouse is also recieving benefits with little or no increase in the payments by the company then the insurance company gets screwed.
even if it the tiniest portion of the population it doesnt matter. medical costs are expensive to say the least, running into hundreds of thousadns of dollars for a lot of people. this isnt just for paper cuts, these policies usually cover people long after the have retired and are aged. they dont want to pay it.
stop trying to build an argument based on something you found in google. you sound like a ninny.
my point i snot people who insure themselves. of course premiums will be more for added people. how many people get health care that way? alot less than through thier place of employment.
I love him. He's like those happy old people who become known for sitting by the side of a busy street and waving to passing cars. People drive by regularly and beep just to see him and get him to wave to them.
That's just like our Arpi... except he doesn't wave or anything. He just says mean things to you.
Nominated for," 2005 poster of the year", by 4 out of 6 mods!
That's just like our Arpi... except he doesn't wave or anything. He just says mean things to you.
GonzoStyle Wrote:I pledge my undying love for Arpi, any retraction of this undying love is to be ignored.
Nominated for," 2005 poster of the year", by 4 out of 6 mods!

